The Firm does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the Firm’s web site or incorporated herein and takes no responsibility, therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
 
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by the firm, will be profitable or equal any historical performance level(s).
 
Certain portions of the firm’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, the Firm (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from the Firm, or from any other investment professional.
 
The Firm is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.
 
Each client and prospective client agrees, as a condition precedent to access to the firm’s web site, to release and hold harmless the Firm, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any actions and/or omissions which are independent of receipt of personalized individual advice from the Firm.